Legal

Business Funding Terms & Conditions

Last updated: October 12, 2026

These terms and conditions apply to business funding clients submitting information through the WACC 360 funding application and audit process.

1. Certification of information provided

I, hereby certify that the information contained herein is complete and accurate. This information has been furnished with the understanding that it is to be used to determine the amount and conditions of the credit to be extended. Furthermore, I hereby authorize the financial institutions listed in this credit application to release necessary information to the company for which credit is being applied for in order to verify the information contained herein.

2. Eligibility requirements

  • •Account holders must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number.
  • •Applicants for accounts are subject to verification of identity. A valid bank account or debit card account are required for payment.
  • •All loans are subject to consumer report review and approval.

3. Not a credit repair service

Wealth Builder IQ is NOT a credit repair service and does not remove negative credit history from your credit profile.

4. Credit improvement disclaimer

Disclaimer: Credit profile improvement is not guaranteed. Changes in your credit score reflect individually specific financial behavior and history. Failure to make minimum required loan payments on-time may result in your loan payment(s) being reported as delinquent to credit bureaus which may negatively impact your credit profile.

5. Testimonial disclaimer

Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals. Testimonials may not be representative of all individuals and certain individuals may have inferior results than indicated in testimonials.

© 2026 WACC 360 · Operated by BPB Global Enterprise. Questions about this document? Contact us through the app or your account manager.